First Time Investor

We want to encourage people to save for their future, so initial fees are waived for first time investors investing up to £20,000 into an ISA or £500 a month into a pension or ISA.

Annual Fees & Ongoing Services

It is our practice to charge 0.5% p.a. in relation to assets that we advise on and this is usually deducted from the investments concerned. This pays for essential infrastructure, regulatory overheads and the provision of our annual review service.

In instances where the assets under advice exceed £2m, we are happy to agree a cap on such fees as per our maximum fee of £10,000.

  • Annual valuation report and commentary on changes
  • Annual review meeting with your adviser
  • Review and assessment of your financial circumstances and suitability of your arrangements
  • Review and assessment of any tax considerations or relevant changes in legislation
  • Online access to investment valuations
  • Liaison with your other professional advisers as required
  • Unlimited access to your adviser at any time between review meetings
  • New monies invested into existing policies
  • Withdrawals from existing investments, including drawdown advice from an existing pension
  • Child savings advice for children or grandchildren

Insurance & Protection

We do not charge a fee, we receive a commission from the recommended provider.

You will receive a quotation that will confirm the commission payable as well as any other fees or commissions relating to any particular insurance policy.

Home Finance Products – Mortgages

We do not charge a fee, we receive a procuration fee from the recommended lender, which is typically 0.35% of the mortgage value.

You will receive a key facts illustration when considering a regulated mortgage, which will disclose the amount we will receive.

Pension & Investment initial charges

Fees Calculator

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