Latest insights from Livingstone IFA
From securing your retirement and making smart investments to protecting your future and navigating the property market, we offer comprehensive financial advice tailored to your unique needs.
60% Tax trap
As part of our ongoing efforts to help you manage your finances more efficiently, we wanted to alert you to a lesser-known — but [...]
Is it time to buy an annuity?
Annuity rates have reached a 16 year high in 2025 after years in the doldrums. As you can see from the graph below, they [...]
Are you paying too much tax?
If you're a higher earner, your pension contributions could be even more valuable than you realise — thanks to higher and additional rate tax [...]
Happy people
Been with Grant for many years and would highly recommend him to anyone seeking financial advice. Grant has great values, is very easy to talk to and makes what could be complicated issues seem straightforward and logical. Trust was a big factor in me searching for a financial advisor and I implicitly trust Grants advice and guidance.
I have been lucky enough too have had Grant managing my financial affairs for some time now and I can't recommend him highly enough, unfortunately markets cannot be guaranteed but what is guaranteed is that Grant will always give me honest, personal professional advise.
In the 7 years that I have been working with Grant my pension situation has improved enormously. I have found Grant to be thorough, consistent, patient and with a very necessary capacity to listen. When the field of financial investment and possibility is a foreign one to oneself, it takes time to understand what might be possible and where to place some balance in terms of commitments. Grant has been very helpful in taking the time to understand the picture of where I would like to be, and what I able to do now, in terms of income and investment.
I have dealt with Grant for quite a few years now. I find him very helpful and he talks in layman’s terms so I understand everything. I have even recommended him to friends. Thanks for all your help and advice.
I am in a position to be able to strongly recommend and endorse the services provided by Grant Livingston. The advice I have received over the last 7 years has, with hindsight, been proven to be sound and has allowed me to take full advantage of my pension arrangements. Grant is an excellent communicator and inspires confidence when faced with decisions where there is an element of risk. This has contributed to a well timed retirement with a good income at a level of risk I understand and am comfortable with.
We’ve had a great experience with Grant. He listens to what’s important to us and has made some great recommendations which have worked out really well. He clearly knows the market and we’ve always felt that he acts in our best interests. We trust him and would highly recommend him for any financial advice you might need.
I wanted some help with consolidating various small pension pots and Grant was brilliant. Not only was he great at recommending options and making the whole process very straightforward, he also offered valuable broader financial advice which has made a big difference. I would wholeheartedly recommend Grant.
I have had the most exceptional advice and service from Grant Livingstone in the 5 years I have known him. I have recommended him to friends and colleagues who have also received the same professional and friendly guidance.
Grant’s sage advice on mortgages, pensions and all things Financial, over a number of years now, has been extremely useful and proficient. I’d highly recommend his services, He’s a very decent chap, to boot.
